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Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial.

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Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand.

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But before you run out to the mall and start filling your shopping basket with goodies galore, it's a. Although banks charge fees and interest, credit cards are still a great option to build your credit score, provided. The result of an application is mostly based on your credit score, although other factors are. Sifting through card details such as balance transfers, apr percentages and annual fees can be confusing, to say the least. All you need is an.

If you are looking for a no annual fee credit card, one of these visa credit cards may be the perfect fit.

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