A prepaid card is a great gift for yourself or someone else. But they do not affect the opinions and recommendations of the authors. Here's what you can do to get your account back on track. Our articles follow strict editorial guidelines and are updated regularly. Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history.

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The result of an application is mostly based on your credit score, although other factors are.

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